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David Moffat
David Halliday Moffat (July 22, 1839 – March 18, 1911) was an American financier and industrialist.
Moffat was one of Denver's most important financiers and industrialists in late 19th and early 20th century Colorado, and he was responsible for the development of the Middle Park area. He served as president, treasurer and as a board member of railroads, banks and city government posts. Over the years he had claims to over one hundred Colorado mines and nine railroads. Moffat died on March 18, 1911 in New York City at the age of seventy three. Some had said that he had vainly spent fourteen million dollars on the dream of a railroad directly west from Denver. The Denver, Northwestern & Pacific Railway had cost him $75,000 a mile, and Rollins Pass had cost him the rest of his fortune. He was in New York city trying to raise more money, and was stopped by what would later be learned was the doing of E. H. Harriman and George Jay Gould I. He was one of the greatest threats they had faced in years. Although Moffat was looked at the time as a vain dreamer, he would later be viewed by many as ahead of his time. His legacy would leave Denver and Rio Grande Western Railroad and later Union Pacific Railroad with a railroad that would outlast most other rail lines in Colorado. He would have Moffat Tunnel and Moffat County, Colorado named after him.
==History==
Moffat was born in Washingtonville, New York. In 1851, when he was twelve years old, he moved to New York City, where he began work as a messenger boy in the New York Exchange Bank, now the Irving Exchange National Bank. His starting position was minor, but he was eager to learn the banking business. Moffat was noted by the president, and advanced to the position of assistant teller. In 1855 he made his way to Des Moines, Iowa and became teller in the bank of A. J. Stevens & Company. Moffat then became cashier of the Bank of Nebraska, owned by B. F. Alien, of Des Moines Iowa. He moved to Denver, Colorado in 1860 where he opened a bookstore on 15th and Larimer. The book and stationery store was not highly profitable, so after a few years he went back to banking. On April 17, 1865 the First National Bank of Denver, was organized. It had little success until 1867, when Moffat was elected cashier. He remained the controlling mind in the institution until his death, being elected to the presidency in 1880. He instituted polices and methods which led to the growth and success of the bank for years to come.
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